Pay off Debt

How to get out of credit card debt

Explore How to Get Out of Credit Card Debt Step by Step

Last Updated: October 21, 2020 One of the worst things about credit cards is credit card debt. It is expensive, and it can take years to claw your way out of it. Meanwhile, your credit suffers, affecting your ability to finance a car or rent an apartment. In some cases, your credit affects whether you Read more

Debt Counseling

Debt Counseling Services: Should You Use Them?

Updated: September 11, 2020 Many people have difficulty managing their financial situation. Overdue bills are a constant source of worry. They live paycheck to paycheck. When someone is in this situation, debt counseling services (also known as consumer counseling services) sound like a responsible choice. They are advertised as a long-term solution to get your Read more

Debt Consolidation Affects Credit Score

Understanding How Debt Consolidation Affects Credit Score

Updated: September 11, 2020 It’s common knowledge that eliminating debt usually results in an improvement of both your credit score and financial situation. To eradicate it, we use what resources we have available. If you possess a significant amount of debt, you may be considering debt consolidation. After all, it sounds like a sensible way Read more

Pay off Debt

Know How to Pay off Debt to Improve Credit Score

Updated: July 13, 2020 One of the most significant factors of any financial situation is debt. Debt can be broken down into whether you have it; how much you have; and what kind you’re carrying. Each of these influences your credit score in different ways. Understanding how debt affects your credit score can guide your Read more

How to Pay off Debt with Balance Transfers

Balance Transfers: How They Help to Pay off Debt

Paying off debts can be expensive. Fortunately, one tool can make this process cheaper. This is a balance transfer. Balance transfers allow you to consolidate your credit card debt onto a new card. A good balance transfer card will have a zero or near-zero interest rate for balance transfers during a certain period. By transferring Read more

Credit Card Debt

Make Friends With Your Card By Managing Credit Card Debt

When you don’t understand credit, it can be a difficult and seemingly unfair concept to get. You’re allowed to borrow money from a company. When you repay it, you may owe nothing extra or a lot of money thanks to really high interest rates. Without credit cards and other forms of consumer credit, could you Read more