Credit Report

Debt Counseling

Debt Counseling Services: Should You Use Them?

Updated: September 11, 2020 Many people have difficulty managing their financial situation. Overdue bills are a constant source of worry. They live paycheck to paycheck. When someone is in this situation, debt counseling services (also known as consumer counseling services) sound like a responsible choice. They are advertised as a long-term solution to get your Read more

Remove Negative Items from Credit Report

Remove Negative Items From Credit Report Wisely

Updated: September 9, 2020 Negative information is never good. On your credit report, it’s even worse. Lenders see it as a legitimate reason to give you a credit card or loan with a higher interest rate. As a result, you’ll end up paying more for using their credit. When you remove negative items from credit Read more

Reading a Credit Report

Finally Understand How to Read a Credit Report

Updated: September 3, 2020 Note!!! Due to the COVID-19 outbreak, Experian, TransUnion, and Equifax offer free weekly credit reports through April 20, 2021. Reading a credit report can be intimidating. It holds all of your reported credit history for the last seven to ten years. That’s a lot of information to process and it is Read more

When Disputing Credit Report What Is Best Way

A Guide on How to Dispute Credit Report Errors and Win

Updated: August 3, 2020 Credit report errors can cause further problems and delays when obtaining credit in the future. You may notice a small mistake on your report but don’t hesitate to have it corrected straight away. If you choose to ignore these mistakes you can run into bigger difficulties in the application process for Read more

Remove Collections from Credit Report

4 Ways to Remove Collections from Credit Report

Updated: June 15, 2020 Debt collections are a result of having unpaid debts for several months. Your creditor will pass your account onto a debt collector and part of their job is to show this debt on your credit report, which won’t be doing your credit score any favors. There are a number of possible Read more

Improve Credit Score

Raise Credit Score Fast with These Moves

Updated May 31, 2020 Sometimes we make mistakes that affect our credit score. You may have accidentally missed a payment deadline, or opened a new credit card too soon after the last one. The result is that your credit score is no longer perfect. Rebuilding your score takes time. It takes patience to see the Read more