Credit Bureau

Reading a Credit Report

Finally Understand How to Read a Credit Report

Updated: September 3, 2020 Note!!! Due to the COVID-19 outbreak, Experian, TransUnion, and Equifax offer free weekly credit reports through April 20, 2021. Reading a credit report can be intimidating. It holds all of your reported credit history for the last seven to ten years. That’s a lot of information to process and it is Read more

When Disputing Credit Report What Is Best Way

A Guide on How to Dispute Credit Report Errors and Win

Updated: August 3, 2020 Credit report errors can cause further problems and delays when obtaining credit in the future. You may notice a small mistake on your report but don’t hesitate to have it corrected straight away. If you choose to ignore these mistakes you can run into bigger difficulties in the application process for Read more

3 Credit Bureaus

The Largest 3 Credit Bureaus: How They Work

Last Updated: April 24, 2020 Note: During the coronavirus outbreak, the 3 credit bureaus allow you to get credit reports for free once a week! A credit bureau, also known as a credit reporting agency, stores, compiles, and evaluates your credit history. Credit bureaus hold information about your payment patterns, balances owed, and how you Read more

Credit Bureau

A Guide to Understanding Why Credit Score Matters

Your credit score influences a lot more than just what credit cards you’ll get. In this article, we’ll talk about why credit score matters. It can be used in background checks for jobs, in a rental application, and purchasing a car and car insurance. Unfortunately, if your credit is bad, it’s usually enough of a Read more