2024’s Top Picks: Discover Stores Offering Amazing Debit Card Cash Back Deals

Editorial Note:

Imagine getting cash in hand while shopping without the hassle of finding an ATM! That’s the convenience of debit card cash back. Intrigued? Let’s dive into a world where your shopping trip can also mean a quick cash withdrawal. Ready to uncover the local stores that offer this nifty perk and learn the simple steps to make it happen? Join us on this enlightening journey!

How Can I Get Debit Card Cash Back Near Me?

When using your debit card for purchases, take advantage of the option to receive cash back – and don’t worry, no extra fees are involved. Moreover, this feature offers a quick and easy way to withdraw funds from your checking account while you’re already out shopping.

Instructions To Follow

  • First, use the card reader and enter your PIN.
  • After that, select debit to get cash back on purchases; credit won’t qualify.
  • Then you will be asked if you want to earn cash back. Enter “Yes.”
  • Next, choose or enter the amount of cash back you want.
  • The purchase will be charged once the transaction is complete, and the cash withdrawal amount will be included.
  • Finally, you will get the receipt and the cash back you asked for.

Is Getting Debit Card Cash Back at Stores Near Me Always Free?

That’s not true. Sometimes you need to buy non-essential items and may have to meet a minimum purchase amount to get debit card cash back. Moreover, some stores also charge fees for cash withdrawals.

Cash Back at Stores vs. Cash Back Apps

When we talk about cash back at stores, we mean physical dollar bills you get from a cashier. You can also earn money back with the help of special cashback applications that you link to your debit card. This kind of cashback is the percentage of your total purchase amount. Most apps let you redeem the cashback rewards generally through PayPal, gift cards, or sometimes checks.

What Stores Give Cash Back Near Me?

Many grocery stores, drugstores, superstores, convenience stores, and office supply stores give debit card cash back. Some gas stations also do this. Let’s explore the list of stores that offer cash back near you.

It should be noted that alongside giving cash back on debit card purchases, some stores allow you to get some money back on Discover credit card transactions (see Discover Cash Over program) and when you pay with a personal check.

List of 40 Stores that Give Cash Back on Debit Cards in 2024

Stores that Give Cash Back on Debit Cards
Store/Store LocatorWithdrawal LimitAccepted Payment MethodsFeesOther Conditions
Albertsons$100 to $300 (variable)
$120 for Discover credit card
Debit card
Discover credit card
None-
ALDI $100Debit cardNone-
Food Lion$200 with debit cards
$50 with checks
up to $200 with an EBT card
Debit card
Check
NoneYou can get up to $100 cash back without making a purchase
Hannaford$100Debit card
Discover credit card
Check
None-
Jewel-Osco$100Debit card
Discover credit card
None-
Ralphs$200Debit card
Discover credit card
None-
Safeway$200Debit card
Discover credit cardCheck
None-
Save Mart Supermarkets/S-Mart$200 to $300 (variable)Debit cardNone-
Shoppers Food Warehouse$300 at the register; $100 at self-checkoutDebit cardNone-
ShopRite$200 with debit cards
$120 for Discover credit card
Debit card
Discover credit card
None-
Vons$200
$25 for personal checks
Debit card
Discover credit card
Check
None-
Walmart$100 at the register and $60 at self-checkout with debit cards
$60 with Discover credit card
$20 with personal checks
Debit card
Discover credit
Check
NoneAvailable in increments of $20
Whole Foods$100Debit cardNone-
Winn-Dixie$100Debit card
Discover credit card
None-
7-Eleven$10Debit cardNoneThe number of transactions is limited to 2 per day in most locations
Casey's General Store$20Debit cardNone-
Circle K$40Debit cardNone-
Dollar General$40Debit cardNoneAvailable in increments of $10
Dollar Tree$50Debit card$1Available in increments of $10 (though $1 and $5 bills can be requested)
Family Dollar$50Debit cardNone-
Kum & Go$20Debit cardNoneVisa
Mastercard
Discover debit cards
are accepted
Kwik Trip/Kwik Star$20Debit cardNoneVisa
Mastercard
Discover debit cards
are accepted
Fred Meyer$300Debit card$0.50
$3.50
-
Giant Eagle$50 with debit cards
$30 for personal checks
Debit card
Check
None-
H-E-B$50Debit card
Check
None-
Hy-Vee$60Debit cardNoneVisa
Mastercard
Discover debit cards
are accepted
JayC$100Debit card
Discover credit card
None-
Mariano's$100Debit card
Discover credit card
NoneNot allowed with coupons
Meijer$50 with debit cards
$25 for personal checks
Debit card
Check
None-
Publix$100n/aNone-
Raley's Supermarkets$10 to $60 (variable)Debit cardNone-
Trader Joe's$50n/aNone-
Staples$40n/aNone-
CVS$35Debit cardNone-
Rite Aid$40 (variable)Debit cardNone-
Walgreens$20Debit cardNone-
Costco$60n/aNoneMust be a Costco member
Kmart$50Debit cardNone-
Target$40 with debit cards
$20 for personal checks
Debit card
Check
NoneAvailable in increments of $20
Kroger$300 with debit cards
$120 for Discover credit card
$20 for checks
Debit card
Discover credit card
Check
$0.5 fee for cash back up to $100

What Stores Give the Most Cash Back?

Most stores give cash back of around $20 – $60. However, some stores offer a money back of $100 to even $300 on debit card purchases, Discover credit card transactions, or assets with a personal check.

19 Stores that Give the Most Cash Back in 2024

Stores that Give the Most Cash Back
Store/Store LocatorCash Back Amount
Albertsons$100 to $300 (variable)
$120 for Discover credit card
ALDI $100
Food Lion$200 with debit cards
$50 with checks
up to $200 with an EBT card
Hannaford$100
Jewel-Osco$100
Ralphs$200
Safeway$200
Save Mart Supermarkets/S-Mart$200 to $300 (variable)
Shoppers Food Warehouse$300 at the register; $100 at self-checkout
ShopRite$200 with debit cards
$120 for Discover credit card
Vons$200
$25 for personal checks
Walmart$100 at the register and $60 at self-checkout with debit cards
$60 with Discover credit card
$20 with personal checks
Whole Foods$100
Winn-Dixie$100
Fred Meyer$300
JayC$100
Mariano's$100
Publix$100
Kroger$300 with debit cards
$120 for Discover credit card
$20 for checks

What Stores Don’t Give Cash Back on Debit Card Transactions

If you’re buying a new armchair, a lamp, or a jacket, you are unlikely to get cash back with your debit card. It is also important to note that popular retail stores such as Cumberland Farms, H&M, Pottery Barn, Speedway, and Starbucks typically do not offer cashback options.

What Are the Pros and Cons of Getting Cash Back at Stores Near Me?

First, look at the advantages of using the money back while shopping:

  • The process is easy and quick
  • You don’t have to visit an ATM or a bank
  • The fees are zero or negligible.

On the other hand, there are certain disadvantages:

  • You need to purchase to get access to cash back
  • A minimum purchase amount may also be required
  • Some stores charge fees
  • There can be limits on cash withdrawal amounts.

Wrapping Up with FFG: Smart Cash Back Strategies for Savvy Shoppers

In conclusion, leveraging cash back at stores offers immediate financial convenience when you need cash in a pinch. However, it’s essential to weigh the benefits and drawbacks carefully. Remember, the key is to shop wisely – avoid the trap of unnecessary spending just for the sake of cashback. Stay informed, make smart choices, and let your purchases work in your favor!

Last Updated: January 8, 2024

Ekaterina Redko

I have always wanted to live a full life without stressing out about money. After finishing university, I started work and soon realized that my salary didn’t match the kind of life I wanted. I took a side hustle, hoping it would make me wealthier – it didn’t. I still had to live paycheck to paycheck. Why? I wanted to figure this out and did it.

The truth is that it is not the amount of money that makes you wealthy, but the way you manage it.  My problem was the lack of proper spending habits and discipline with money. I created a  budget and started saving. Budgeting took me a lot of time and effort, but that was worth it.

Now I understand that how much you save is way more important than how much you earn. Saving is one of the core principles of building wealth and achieving financial independence.

With Financial Freedom Guru, I’d like to share my knowledge and experience of managing money and building wealth. I hope that together we’ll manage to pave the way towards Financial Freedom.

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Margaret
Margaret
3 years ago

Good list, with the pandemic the line ups at the bank are one hour sometimes. It is good to get groceries and cash for tips in one place

Roman Zelvenschi
Admin
3 years ago
Reply to  Margaret

That is why we created this cashback list, thanks for stopping by!

Sarita
Sarita
3 years ago

A good list you’ve made! Earlier I used to visit customer service desk to find out whether it’s possible to get debit card cash back at the store. Now I can use your table instead

Roman Zelvenschi
Admin
3 years ago
Reply to  Sarita

Thank you for checking out our cash back table

Deborah
Deborah
3 years ago

I often pay with a debit card so getting cash back is just an extra perk. Will definitely use your list

Roman Zelvenschi
Admin
3 years ago
Reply to  Deborah

For sure, it saves the trip to the ATM

Nicole Davis
Nicole Davis
3 years ago

I wonder whether it is possible to kill two birds with one stone and in addition to receiving cashback from your debit card, get a percentage of your purchase back by linking these apps to your debit card? 

Roman Zelvenschi
Admin
3 years ago
Reply to  Nicole Davis

You won’t get the points on the cash you withdraw

Tom S
Tom S
3 years ago

It is regular practice of mine to receive cashback on debit cards, especially since you receive cash instantly

Roman Zelvenschi
Admin
3 years ago
Reply to  Tom S

I think it used be very common practice, but with contactless payments spread not everyone knows that this is even an option

Marcus
Marcus
3 years ago

As for me, the process is absolute without negative side effects.

Roman Zelvenschi
Admin
3 years ago
Reply to  Marcus

Of course, you just need to know which store has cash back if you need cash for whatever reason

Arienella
Arienella
3 years ago

If you were going to pay smth with your debit card anyways so its a smart way to get something out of it and reward yourself for paying bills.

Roman Zelvenschi
Admin
3 years ago
Reply to  Arienella

I don’t know if Cash is a reward, but for sure can save time and a trip to the bank especially now during the pandemic.