Money Management

How to Build Wealth

How to Build Wealth: 3 Basic Steps

Updated: August 6, 2020 Financial independence is a goal that many of us want to work towards. Wealth creation is one of the factors to becoming financially independent. Many people believe that you need to have a lot of money to create wealth. This isn’t true: you can build wealth with the income you currently Read more

Credit Cards

What and How Many Credit Cards Should I Have: Full Guide

Updated: August 3, 2020 Win the Credit Card Game In 2020 Credit Cards are a necessity just like your cell phone or a driver’s license. They are powerful tools that can destroy your finances when used incorrectly. Our goal is the opposite – to win the Credit Card game and to use credit cards for Read more

Become Financially Independent

Achieving Financial Independence: 3 Most Important Steps

Achieving Financial Independence Tips Updated: June 14, 2020 What Is Financial Independence? Many people confuse it with having a lot of money. It’s not necessarily the same thing. Financial freedom means that you have enough income to last the rest of your life without needing to work. Anyone can become financially independent provided they understand Read more

Budget Apps

Budget Successfully with These Good Budgeting Apps

One essential habit that you need to adopt to gain financial independence is budgeting. It remains popular because many people use to control their personal finances and spending. If you’ve tried to use a budget before but it didn’t work, don’t give up just yet. Perhaps you need a little help from some good budgeting Read more

How to stay disciplined with money

Behavioral Psychology: How to Stay Disciplined with Money

Does it feel like you have no will power when it comes to saving money? You know you shouldn’t buy that new item, but it’s a steal, and it’s available for a limited time! Behavioral psychologists suggest that we don’t always make the most reasonable and rational decisions. Several cognitive and emotional factors within our Read more

How to Avoid Consumerism

Consumerism vs Materialism: Are They Both Harmful?

We have access to more consumer goods than any generation that came before us. Some families have multiple cars, frequently dine at restaurants but they don’t seem to be happier than before. Alongside with rising levels of well-being, we see mounting credit card debt and increasing numbers of self-storage facilities to house the things we Read more

Track Credit Card Rewards

Loyalty Program Apps to Track Credit Card Rewards

Loyalty is a powerful gift to both customers and brand companies. The companies grow and retain market share, and repeat customers are rewarded as the relationship is built. For consumers, loyalty may be split among multiple brands, especially when it comes to credit cards. People select credit cards that match their various needs. Many of Read more