Credit Cards

Credit Card Issuers

Credit Card Issuers: What They Are and What They Do

Updated: November 18, 2020 If you have a credit card or are looking to apply for one, you’ll hear the term “credit card issuers” often. Who they are, and what they do is a little less clear to most people. Many times, they are often confused with credit card networks. With all the names and Read more

Pros and Cons of No Annual Fee Cards

Pros and Cons of No Annual Fee Credit Cards

Updated: November 18, 2020 No annual fee credit cards are cards with which you don’t have to pay a fee once a year to use them. There is a lot of misinformation about these cards, so we’ve compiled a list of advantages and disadvantages below. Let’s review them, and by the time we’re done, you Read more

How to get out of credit card debt

Explore How to Get Out of Credit Card Debt Step by Step

Last Updated: October 21, 2020 One of the worst things about credit cards is credit card debt. It is expensive, and it can take years to claw your way out of it. Meanwhile, your credit suffers, affecting your ability to finance a car or rent an apartment. In some cases, your credit affects whether you Read more

Credit Card Companies

Credit Card Networks: What Is Their Role?

Updated: October 21, 2020 You know their names and their logos: American Express, Discover, Visa, and MasterCard. However, you may not be as sure as to what exactly they do. Did you know that these four companies are the largest credit card networks in the world? They process transactions for over half a billion credit Read more

Credit Cards

What and How Many Credit Cards Should I Have: Full Guide

Updated: August 3, 2020 Win the Credit Card Game In 2020 Credit Cards are a necessity just like your cell phone or a driver’s license. They are powerful tools that can destroy your finances when used incorrectly. Our goal is the opposite – to win the Credit Card game and to use credit cards for Read more

Denied for a Credit Card

Credit Card Application Denied: Most Common Reasons

Last Updated: July 30, 2020 You won’t always be expecting your credit card application to be denied, and sometimes you won’t be told exactly why it was rejected. Below are the most common reasons explained and what you should do to increase your chances of having your application approved. High Credit Card and Loan Balances Read more