Credit Cards

Are credit cards with annual fees worth it

Are Credit Cards with Annual Fees Worth It?

Last Updated: May 20,2020 You probably think you’ve found the perfect card. It has a low interest rate, gives rewards, cash back, and the other benefits that fit your lifestyle perfectly. There is one problem with the card: you’ll end up paying an annual fee. Are credit cards with annual fees worth it? Don’t throw Read more

Credit Card Guide

Credit Card Rewards Explained

Win the Credit Card Game Imagine being able to fly the world for a fraction of the price or getting a car of your dreams for 0% interest. Credit Cards are powerful tools that can help you do just that or destroy your finances when misused. A lot of financial experts advise stopping using them Read more

How to Win O Balance Transfer Offer

Win 0 Balance Transfer Offer with These Tips

Last Updated: April 28, 2020 Credit cards with a 0 balance transfer offer are amazing tools that can save you money on debt. The credit card companies don’t make it easy for you, though. Why should they? When you’re saving money on interest, they’re making less revenue. If you decide to make this card your Read more

Track Credit Card Rewards

Loyalty Program Apps to Track Credit Card Rewards

Loyalty is a powerful gift to both customers and brand companies. The companies grow and retain market share, and repeat customers are rewarded as the relationship is built. For consumers, loyalty may be split among multiple brands, especially when it comes to credit cards. People select credit cards that match their various needs. Many of Read more

Store Credit Cards

Credit Cards For Retail Shopping: All You Need To Know

You’ve probably been invited to apply for store credit cards at the checkout counter. The offer sounds tempting: save a percentage now regardless of if you’re approved. Before you sign up for that retail credit card, we think you should read this guide. What Are Store Credit Cards? Store credit cards offer credit to customers Read more

Travel Rewards Card

Choosing a Travel Rewards Credit Card: Things To Consider

When choosing a travel rewards credit card, you’re making a financial decision which has long-term effects on your credit. The hard inquiry on your credit will cause a drop in your credit score. This will take months of good behavior to correct. A travel rewards credit card will also affect your immediate future. You’ll be Read more

Credit Card

Explore All the Things You Should NEVER Put on a Card

Paying by credit card can be a great idea. It’s convenient and carries less liability than using your debit card. It can help you build credit when you pay it off on time. Earning rewards make credit cards even better. Yet, there are things you should NEVER put on a card. Let’s explore what these Read more

How to Calculate Cash Back

Effective Cash Back Rate: What It Is and How to Determine It

Updated: May 21,2020 It’s important to assess how “good” a credit card is by calculating the effective cash back rate. This is how much value the card gives back for the money spent using it. The effective cash back rate is not the only factor to judge a rewards credit card’s worth. Yet, it is Read more

Cash Back Credit Cards

Travel Rewards vs. Cash Back Credit Cards: Make the Right Choice

If you travel frequently, a travel rewards credit card is an excellent credit card to add to your wallet. The most popular cards come with amazing perks and sought-after rewards programs. However, not every travel reward credit card is suitable for your circumstance. Your travel and spending habits will indicate whether a travel rewards vs. Read more

General Travel Credit Cards

Co-Branded Cards vs. General Travel Rewards Credit Cards

When selecting a travel rewards credit card, you can choose one of two types. There are general travel rewards credit cards and co-branded cards that are airline or hotel specific. Which card you should apply for is dependent on your purchasing habits and your goals for travel rewards. This article serves as a guide that Read more