Credit Cards

Credit Cards

What and How Many Credit Cards Should I Have: Full Guide

Updated: August 3, 2020 Win the Credit Card Game In 2020 Credit Cards are a necessity just like your cell phone or a driver’s license. They are powerful tools that can destroy your finances when used incorrectly. Our goal is the opposite – to win the Credit Card game and to use credit cards for Read more

Denied for a Credit Card

Credit Card Application Denied: Most Common Reasons

Last Updated: July 30, 2020 You won’t always be expecting your credit card application to be denied, and sometimes you won’t be told exactly why it was rejected. Below are the most common reasons explained and what you should do to increase your chances of having your application approved. High Credit Card and Loan Balances Read more

Home Equity Line of Credit

Credit Line: What It Is and How It Works

Some people know it as a credit line; others know it as a line of credit. It’s simply an amount of money that is available for borrowing. A credit line is very useful when you need financial flexibility. You may have an issue arise where you need to have access to money quickly. Credit lines Read more

0 APR Credit Cards

0 APR Credit Cards: Everything You Need to Know

Updated: July 27, 2020 So, you’re interested in 0 APR credit cards. This could be a very smart idea. A 0% APR card means you won’t pay interest on your balance transfers, new purchases, or both. This interest-free period can be as low as 6 months to as high as 21 months. We’ve listed some Read more

Avoid Credit Card Fees

Common Credit Card Fees: 9 Types & Tips To Avoid Them

Your credit card issuer generates income using credit card fees. Some of them are related to the maintenance and operation of the card. Others are penalties for bad credit behavior. Unfortunately, it’s impossible to get a card with no fees included. The next best thing to do is understand the different types of fees. Then Read more