Credit Cards

Pros and Cons of Credit Cards

Full Guide to the Pros and Cons of Rewards Credit Cards

Updated: February 24, 2021 There are a lot of rewards credit cards out there. It’s all too easy to apply for a credit card that may not be right for you. If the credit card perks sound amazing, you’ll start fantasizing about all the ways you can make use of them. Yet, you may not Read more

Avoid Credit Card Fees

Common Credit Card Fees: 9 Types & Tips To Avoid Them

Updated: January 19, 2021 Your credit card issuer generates income using credit card fees. Some of them are related to the maintenance and operation of the card. Others are penalties for bad credit behavior. Unfortunately, it’s impossible to get a card with no fees included. The next best thing to do is understand the different Read more

Credit Card Billing Statement

Understanding a Credit Card Statement: a Guide

Updated: January 12, 2021 Credit card statements are usually approached with fear, denial, and confusion. Unless we have kept a tight grip on our finances, we tend to fear the balance we owe. Then comes the denial: we can’t really owe this much money, can we? As we stare at the credit card billing statement, Read more

Maximize Credit Card Rewards

Effective Ways to Maximize Credit Card Rewards

Updated: December 1, 2020 Rewards credit cards can provide access to some amazing benefits. The trick is to take full advantage of your credit card without the burden of unnecessary debt. If you can maximize your credit card rewards, you’ll make the money you’ve spent on purchases work harder. This, in turn, makes your rewards Read more

Credit Card Issuers

Credit Card Issuers: What They Are and What They Do

Updated: November 18, 2020 If you have a credit card or are looking to apply for one, you’ll hear the term “credit card issuers” often. Who they are, and what they do is a little less clear to most people. Many times, they are often confused with credit card networks. With all the names and Read more

Pros and Cons of No Annual Fee Cards

Pros and Cons of No Annual Fee Credit Cards

Updated: November 18, 2020 No annual fee credit cards are cards with which you don’t have to pay a fee once a year to use them. There is a lot of misinformation about these cards, so we’ve compiled a list of advantages and disadvantages below. Let’s review them, and by the time we’re done, you Read more