Credit Cards

No Interest Rate Credit Cards

Credit Cards with No Interest Rate: How They Work

Updated: June 24, 2021 You may have heard that credit cards with no interest rate are great cards to have. But what makes them so great? Provided that you can meet all the credit card’s terms and conditions, you won’t pay interest during an introductory period. According to the CARD Act of 2009, the 0% Read more

Retail Store Credit Cards

Retail Store Credit Cards: Everything You Need to Know

Updated: May 26, 2021 You’ve probably been invited to apply for retail credit cards at the checkout counter. The offer sounds tempting: save a percentage now regardless of if you’re approved. Before you sign up for that retail credit card, we think you should read this guide. What Are Store Credit Cards? Store credit cards Read more

Pros and Cons of Secured Credit Cards

Pros and Cons of Secured Credit Cards: Build Credit Wisely

Updated: April 28, 2021 Congratulations! You’ve made the decision to improve your credit score! This is a great step toward taking control of your financial situation. The best way we can support your efforts is by providing accurate information to help your decision-making process. In this article, we’ll talk about the pros and cons of Read more

Credit Card with No Annual Fee

Why You Should Have a Credit Card with No Annual Fee

Updated: April 7, 2021 If you’re looking for a good way to maximize credit card benefits and minimize your costs, listen up. A credit card with no annual fee is one of the best ways to meet this goal. No fee cards offer all the basic perks of credit cards without costing you an annual Read more

Pros and Cons of Credit Cards

Full Guide to the Pros and Cons of Rewards Credit Cards

Updated: February 24, 2021 There are a lot of rewards credit cards out there. It’s all too easy to apply for a credit card that may not be right for you. If the credit card perks sound amazing, you’ll start fantasizing about all the ways you can make use of them. Yet, you may not Read more

Avoid Credit Card Fees

Common Credit Card Fees: 9 Types & Tips To Avoid Them

Updated: January 19, 2021 Your credit card issuer generates income using credit card fees. Some of them are related to the maintenance and operation of the card. Others are penalties for bad credit behavior. Unfortunately, it’s impossible to get a card with no fees included. The next best thing to do is understand the different Read more

Credit Card Billing Statement

Understanding a Credit Card Statement: a Guide

Updated: January 12, 2021 Credit card statements are usually approached with fear, denial, and confusion. Unless we have kept a tight grip on our finances, we tend to fear the balance we owe. Then comes the denial: we can’t really owe this much money, can we? As we stare at the credit card billing statement, Read more