Travel Rewards Credit Cards

General travel rewards credit cards are designed for those who are not loyal to any specific airline or hotel brand. These credit cards are loaded with various perks, including travel miles. Travel miles are awesome ways to fund your next vacation without paying extra cash. You can, and should, be using your travel rewards credit card to pay for things you would have bought anyway. Every purchase you make with your card earns miles. After you’ve earned enough miles, you can redeem them for hotel rooms, flights, cruises, and rental cars.

Free travel and accommodations aren’t the only benefits that you can get with your travel card. You can also check at least one bag for free, or indulge yourself at the airport lounge. Other much-appreciated benefits include priority check-in and priority security lanes. Nobody likes waiting in long lines, especially when we’re on vacation.

Regardless of whether you prefer to earn points or miles, the list of credit cards below has benefits for everyone.

MAIN REWARD
CREDIT CARD NAME
ANNUAL FEE
PURCHASE APR
KEY BENEFITS

AT&T Access Card from Citi®

Rewards Points

Main reward: Rewards Points

Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 15.49% - 24.49%

Key Benefits:
  • Sign Up Benefits (1)
  • Insurance (1)
  • Fees Benefits (1)
Credit Score: Good

The World of Hyatt Credit Card

Rewards Points

Main reward: Rewards Points

Rewards
ANNUAL FEE:

$95

Purchase APR: 17.49% - 24.49%

Key Benefits:
  • Travel (3)
  • Sign Up Benefits (1)
  • Security (3)
  • Insurance (8)
  • Fees Benefits (2)
Credit Score: Excellent

Marriott Bonvoy Bold™ Credit Card

Rewards Points

Main reward: Rewards Points

Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 17.49% - 24.49%

Key Benefits:
  • Travel (3)
  • Sign Up Benefits (1)
  • Security (4)
  • Insurance (6)
  • Fees Benefits (2)
Credit Score: Good

Wells Fargo Propel American Express® Card

Points

Main reward: Points

Wells Fargo Propel Card
Rewards
0% APR
Balance Transfer
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 15.74% - 27.74%

Key Benefits:
  • Travel (4)
  • Sign Up Benefits (4)
  • Services (1)
  • Security (3)
  • Insurance (7)
  • Fees Benefits (4)
Credit Score: Excellent

Chase Sapphire Reserve® Credit Card

Rewards Points

Main reward: Rewards Points

Chase Sapphire Reserve Credit Card
Rewards
ANNUAL FEE:

$450; each authorized user: $75 per year.

Purchase APR: 18.49% - 25.49%

Key Benefits:
  • Travel (9)
  • Sign Up Benefits (2)
  • Services (1)
  • Security (3)
  • Insurance (11)
  • Fees Benefits (2)
Credit Score: Excellent

Chase United℠ TravelBank Credit Card

Cash Back

Main reward: Cash Back

Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 17.49% - 24.49%

Key Benefits:
  • Travel (3)
  • Sign Up Benefits (2)
  • Services (1)
  • Security (3)
  • Insurance (6)
  • Fees Benefits (2)
Credit Score: Excellent

Chase Sapphire Preferred® Credit Card

Rewards Points

Main reward: Rewards Points

Chase Sapphire Preferred Credit Card
Rewards
ANNUAL FEE:

$95

Purchase APR: 17.49% - 24.49%

Key Benefits:
  • Travel (3)
  • Sign Up Benefits (1)
  • Services (1)
  • Security (3)
  • Insurance (10)
  • Fees Benefits (2)
Credit Score: Excellent

Ritz-Carlton Rewards® Credit Card 

Rewards Points

Main reward: Rewards Points

Rewards
ANNUAL FEE:

$450

Purchase APR: 17.24% - 24.24%

Key Benefits:
  • Travel (7)
  • Sign Up Benefits (2)
  • Services (2)
  • Security (3)
  • Insurance (11)
  • Fees Benefits (2)
Credit Score: Good

Southwest Rapid Rewards® Premier Credit Card

Rewards Points

Main reward: Rewards Points

Southwest Rapid Rewards Premier Credit Card
Rewards
ANNUAL FEE:

$99

Purchase APR: 17.49% - 24.49%

Key Benefits:
  • Travel (7)
  • Sign Up Benefits (1)
  • Services (1)
  • Security (3)
  • Insurance (5)
  • Fees Benefits (2)
Credit Score: Excellent

Southwest Rapid Rewards® Plus Credit Card

Rewards Points

Main reward: Rewards Points

Rewards
ANNUAL FEE:

$69

Purchase APR: 17.49% - 24.49%

Key Benefits:
  • Travel (6)
  • Sign Up Benefits (1)
  • Services (1)
  • Security (3)
  • Insurance (5)
  • Fees Benefits (2)
Credit Score: Excellent