Rewards Credit Cards

Rewards credit cards provide users with some incentive for using the card. Rewards come in many forms, including (but not limited to):

Rewards cards tend to be issued to those with a good credit history and have an annual fee. The higher the rewards, the higher the fee may be. Consumers need to calculate carefully if the rewards from such cards justify the fees.

REWARD TYPE
CREDIT CARD NAME
ANNUAL FEE
PURCHASE APR
KEY BENEFITS

American Airlines AAdvantage® MileUp℠ Card

Rewards

Main reward: Rewards

Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 17.49% - 25.49%

Key Benefits:
  • Travel (3)
  • Sign Up Benefits (2)
  • Fees Benefits (1)

AT&T Access Card from Citi®

Rewards Points

Main reward: Rewards Points

Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 15.49% - 24.49%

Key Benefits:
  • Sign Up Benefits (1)
  • Insurance (1)
  • Fees Benefits (1)

Starbucks Rewards™ Visa® Card

Rewards Points

Main reward: Rewards Points

Rewards
ANNUAL FEE:

$49

Purchase APR: 17.49% - 24.49%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (1)
  • Security (3)
  • Insurance (5)
  • Fees Benefits (2)

The World of Hyatt Credit Card

Rewards Points

Main reward: Rewards Points

Rewards
ANNUAL FEE:

$95

Purchase APR: 15.99% - 22.99%

Key Benefits:
  • Travel (3)
  • Sign Up Benefits (1)
  • Security (3)
  • Insurance (8)
  • Fees Benefits (2)
Credit Score: Excellent

Marriott Bonvoy Boundless™ Credit Card

Rewards Points

Main reward: Rewards Points

Rewards
ANNUAL FEE:

$95

Purchase APR: 15.99% - 22.99%

Key Benefits:
  • Travel (5)
  • Sign Up Benefits (1)
  • Services (1)
  • Security (4)
  • Insurance (6)
  • Fees Benefits (2)

Marriott Bonvoy Bold™ Credit Card

Rewards Points

Main reward: Rewards Points

Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 17.49% - 24.49%

Key Benefits:
  • Travel (3)
  • Sign Up Benefits (1)
  • Security (4)
  • Insurance (6)
  • Fees Benefits (2)

Uber Credit Card

Cash Back

Main reward: Cash Back

Uber Visa Card
Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 17.24% - 27.99%

Key Benefits:
  • Travel (2)
  • Sign Up Benefits (1)
  • Services (3)
  • Security (3)
  • Insurance (2)
  • Fees Benefits (2)

Wells Fargo Propel American Express® Card with Sign Up Bonus 20K Points

Points

Main reward: Points

Wells Fargo Propel Card
Rewards
0% APR
Balance Transfer
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 15.74% - 27.74%

Key Benefits:
  • Travel (4)
  • Sign Up Benefits (4)
  • Services (1)
  • Security (3)
  • Insurance (7)
  • Fees Benefits (4)
Credit Score: Excellent

Chase Sapphire Reserve® Credit Card

Rewards Points

Main reward: Rewards Points

Chase Sapphire Reserve Credit Card
Rewards
ANNUAL FEE:

$450; each authorized user: $75 per year.

Purchase APR: 18.49% - 25.49%

Key Benefits:
  • Travel (9)
  • Sign Up Benefits (2)
  • Services (1)
  • Security (3)
  • Insurance (11)
  • Fees Benefits (2)
Credit Score: Excellent

Apple Card

Cash Back

Main reward: Cash Back

Apple Goldman Sachs Card
Rewards
No Annual Fee
ANNUAL FEE:

$0

Purchase APR: 13.24% - 24.24%

Key Benefits:
  • Security (2)
  • Fees Benefits (4)

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