Credit Card Debt

Make Friends With Your Card By Managing Credit Card Debt

When you don’t understand credit, it can be a difficult and seemingly unfair concept to get. You’re allowed to borrow money from a company. When you repay it, you may owe nothing extra or a lot of money thanks to really high interest rates. Without credit cards and other forms of consumer credit, could you Read more

How to Save Money

Three Simple Money-Saving Tips to Follow

Saving money is one of the necessary steps to building wealth and gaining financial independence. There are three simple money-saving tips you need to follow down the path of financial success. Tip 1: Realize that You Have Control There are so many things begging for your financial attention. What you purchase is determined by your Read more

What Affects Your Credit Score

What Affects Your Credit Score: the Biggest Factors

Updated: June 11, 2020 Name one thing that affects your finances, your ability to rent an apartment, your car insurance, and your future job? If you said your credit score, you’d be right. Your credit score is critical if you want credit cards, a loan, or a mortgage. It is just as important in determining Read more

Credit Card Consumer Protections

Credit Card ACT: Know Your Consumer Rights

Prior to 2009, credit card issuers operated with impunity. Any minor error a consumer made resulted in harsh consequences from card issuers. To correct this, the Credit CARD Act of 2009 was drafted. It received strong bi-partisan support in both the House and Senate. It was signed into law by President Barack Obama in May Read more

0% APR Credit Cards

Credit Cards with No Interest Rate: How They Work

You may have heard that credit cards with no interest rate are great cards to have. But what makes them so great? Provided that you can meet all the credit card’s terms and conditions, you won’t pay interest during an introductory period. According to the CARD Act of 2009, the 0% APR offer must be Read more