Financial News

How to Win O Balance Transfer Offer

Win 0 Balance Transfer Offer with These Tips

Last Updated: October 5, 2022 Credit cards with a 0 balance transfer offer are amazing tools that can save you money on debt. The credit card companies don’t make it easy for you, though. Why should they? When you’re saving money on interest, they’re making less revenue. If you decide to make this card your Read more

0 APR Credit Cards

0 APR Credit Cards: Everything You Need to Know

Updated: November 25, 2022 So, you’re interested in 0 APR credit cards. This could be a very smart idea. A 0% APR card means you won’t pay interest on your balance transfers, new purchases, or both. This interest-free period can be as low as 6 months to as high as 21 months. We’ve listed some Read more

Budget Categories

Budget Categories: What to Include in Your Personal Budget

Updated: November 25, 2022 Sometimes, you get put off by budgets because they seem complicated or time-consuming, but a budget is basically just planning what to do with your money.  Check out these good reasons to budget—by taking control of your money, you never worry about paying bills on time. You’re also growing your savings, Read more

No Interest Rate Credit Cards

Credit Cards with No Interest Rate: How They Work

Updated: November 24, 2022 To check out credit card rates, we suggest using CardRate.com  A bit about them “CardRates.com was created with a singular goal: the better educate consumers about the benefits and perils of credit cards. We aim to provide the most trusted information on the web consistently.” You may have heard that credit Read more

Pros and Cons of Credit Cards

Full Guide to the Pros and Cons of Rewards Credit Cards

Updated: November 23, 2022 There are a lot of rewards credit cards out there. It’s all too easy to apply for a credit card that may not be right for you. If the credit card perks sound amazing, you’ll start fantasizing about all the ways you can make use of them. Yet, you may not Read more

Credit Bureau

A Guide to Understanding Why Credit Score Matters

Your credit score influences a lot more than just what credit cards you’ll get. In this article, we’ll talk about why credit score matters. It can be used in background checks for jobs, in a rental application, and purchasing a car and car insurance. Unfortunately, if your credit is bad, it’s usually enough of a Read more

Credit Card Debt

Make Friends With Your Card By Managing Credit Card Debt

When you don’t understand credit, it can be a difficult and seemingly unfair concept to get. You’re allowed to borrow money from a company. When you repay it, you may owe nothing extra or a lot of money thanks to really high interest rates. Without credit cards and other forms of consumer credit, could you Read more

How to Save Money

Three Simple Money-Saving Tips to Follow

Saving money is one of the necessary steps to building wealth and gaining financial independence. There are three simple money-saving tips you need to follow down the path of financial success. Tip 1: Realize that You Have Control There are so many things begging for your financial attention. What you purchase is determined by your Read more

Credit Card Consumer Protections

Credit Card ACT: Know Your Consumer Rights

Prior to 2009, credit card issuers operated with impunity. Any minor error a consumer made resulted in harsh consequences from card issuers. To correct this, the Credit CARD Act of 2009 was drafted. It received strong bi-partisan support in both the House and Senate. It was signed into law by President Barack Obama in May Read more

Credit Card Companies

Credit Card Networks: What Is Their Role?

Updated: October 21, 2022 You know their names and their logos: American Express, Discover, Visa, and MasterCard. However, you may not be as sure as to what exactly they do. Did you know that these four companies are the largest credit card networks in the world? They process transactions for over half a billion credit Read more