April 5, 2023
Last Updated: April 5, 2023 Do you know how to maximize your cash back rewards? Not all cash back offers are created equal. Today, we will dive into calculating the effective cash back rate and learn how to make the most out of your rewards program with three real-life scenarios. Let’s start by defining the Read more
March 29, 2023
Updated: March 29, 2023 You may have heard about “credit cards with no annual fee” on television or in internet ads. If you need clarification on what these cards are and the advantages and threats they pose, don’t worry. We’ve compiled this guide to help you understand these types of cards. Before investigating the pros Read more
March 16, 2023
Last Updated on March 16, 2023 Are you a frequent traveller looking to maximize your rewards while on the go? Choosing the best travel rewards credit card can make all the difference. But with so many options out there, it can be overwhelming to know where to start. That’s where we come in. In this Read more
December 1, 2022
Conrad Nicholson Hilton bought his first hotel in 1913 and eventually formed the original Hilton hotel. Today his company has more than 500 hotels over 85 countries. The Hilton Brands are often cited as the industry standard. Hilton brands are found in cities across the world, even if they don’t carry the Hilton name on Read more
December 1, 2022
You’ve probably heard about your FICO score (also known as your credit score). Banks use it; credit card companies use it; sometimes even your landlord and employer may use it. It’s a pretty important number. We may not have the exact method to calculate it, but you can get a pretty fair estimate of where Read more
December 1, 2022
If you travel frequently, a travel rewards credit card is an excellent credit card to add to your wallet. The most popular cards come with amazing perks and sought-after rewards programs. However, not every travel reward credit card is suitable for your circumstance. Your travel and spending habits will indicate whether a travel rewards vs. Read more
December 1, 2022
Updated: December 1, 2022 If you have a credit card or are looking to apply for one, you’ll hear the term “credit card issuers” often. Who they are, and what they do is a little less clear to most people. Many times, they are often confused with credit card networks. With all the names and Read more
December 1, 2022
It’s easy to rationalize owning a travel rewards credit card with an annual fee. Travel rewards cards are loaded with the best benefits in the credit card industry. Frequent travelers know the difference these perks make on their experience and bottom line. However, travel rewards cards are not appropriate for everyone. They have the highest Read more
December 1, 2022
Updated: December 1, 2022 Let us introduce our friend Joe. Joe thinks that just because he has good credit habits today his credit is fine. He doesn’t monitor his credit score as often as he should. Unless he’s applying for a credit card or a loan, he thinks those three digits aren’t important. Unfortunately, when Read more
December 1, 2022
Updated: December 1, 2022 Rewards credit cards can provide access to some amazing benefits. The trick is to take full advantage of your credit card without the burden of unnecessary debt. If you can maximize your credit card rewards, you’ll make the money you’ve spent on purchases work harder. This, in turn, makes your rewards Read more