How to get out of credit card debt

Explore How to Get Out of Credit Card Debt Step by Step

Last Updated: October 21, 2020 One of the worst things about credit cards is credit card debt. It is expensive, and it can take years to claw your way out of it. Meanwhile, your credit suffers, affecting your ability to finance a car or rent an apartment. In some cases, your credit affects whether you Read more

Credit Card Companies

Credit Card Networks: What Is Their Role?

Updated: October 21, 2020 You know their names and their logos: American Express, Discover, Visa, and MasterCard. However, you may not be as sure as to what exactly they do. Did you know that these four companies are the largest credit card networks in the world? They process transactions for over half a billion credit Read more

Car Lease Payment Calculator

Leasehackr Calculator: Calculating Car Lease Payment

Leasehackr Calculator 10/12/2020 Leasing a car is not typically a sound financial decision. However, if you’ve decided that this is the way to go, this article is for you. Here, you’ll find out how leasing works and how to calculate your car lease payment with the help of Leasehackr Calculator. How Leasing a Car Works Read more

Debt Counseling

Debt Counseling Services: Should You Use Them?

Updated: September 11, 2020 Many people have difficulty managing their financial situation. Overdue bills are a constant source of worry. They live paycheck to paycheck. When someone is in this situation, debt counseling services (also known as consumer counseling services) sound like a responsible choice. They are advertised as a long-term solution to get your Read more

Debt Consolidation Affects Credit Score

Understanding How Debt Consolidation Affects Credit Score

Updated: September 11, 2020 It’s common knowledge that eliminating debt usually results in an improvement of both your credit score and financial situation. To eradicate it, we use what resources we have available. If you possess a significant amount of debt, you may be considering debt consolidation. After all, it sounds like a sensible way Read more

Remove Negative Items from Credit Report

Remove Negative Items From Credit Report Wisely

Updated: September 9, 2020 Negative information is never good. On your credit report, it’s even worse. Lenders see it as a legitimate reason to give you a credit card or loan with a higher interest rate. As a result, you’ll end up paying more for using their credit. When you remove negative items from credit Read more

Check Credit Score

Ways to Monitor Your Credit Score Effectively: a Guide

Updated: September 9, 2020 Let us introduce our friend Joe. Joe thinks that just because he has good credit habits today his credit is fine. He doesn’t monitor his credit score as often as he should. Unless he’s applying for a credit card or a loan, he thinks those three digits aren’t important. Unfortunately, when Read more