April 15, 2021
Updated: April 15, 2021 Earth Day 2021 is on April 22. It comes around only once a year, but reducing, reusing, and recycling all year doesn’t just help the environment — it can be a great way to save money as well. So this year, try not to spend only a single day on acts Read more
April 7, 2021
Updated: April 7, 2021 If you’re looking for a good way to maximize credit card benefits and minimize your costs, listen up. A credit card with no annual fee is one of the best ways to meet this goal. No fee cards offer all the basic perks of credit cards without costing you an annual Read more
March 31, 2021
Updated: March 31, 2021 Easter is nearby and we’re actively preparing for its celebration. Although it isn’t the most expensive holiday, it can still affect your family budget and lower your savings rate. There are ways to celebrate Easter on a budget and still make it special. Before we dive into these ways, let’s have Read more
March 29, 2021
Updated: March 29, 2021 Tax day, which is slated for May 17, is fast approaching. In addition to gathering your important documents and making an appointment to see an accountant, you’ll need to be on the lookout for tax scams. Each year scammers come up with new and innovative ways to siphon money out of Read more
February 24, 2021
Updated: February 24, 2021 There are a lot of rewards credit cards out there. It’s all too easy to apply for a credit card that may not be right for you. If the credit card perks sound amazing, you’ll start fantasizing about all the ways you can make use of them. Yet, you may not Read more
February 5, 2021
Updated: February 5, 2021 Can I get Apple Pay cash back near me? This is one of the most frequent questions asked by Apple Pay users. Isn’t it great to receive some amount of money back when making purchases the way you like? Let’s dive deeper into the topic and find out how you can Read more
February 4, 2021
Updated: February 4, 2021 Paying off debts can be expensive. Fortunately, one tool can make this process cheaper. This is a balance transfer. Balance transfers allow you to consolidate your credit card debt onto a new card. A good balance transfer card will have a zero or near-zero interest rate for balance transfers during a Read more
January 19, 2021
Updated: January 19, 2021 Your credit card issuer generates income using credit card fees. Some of them are related to the maintenance and operation of the card. Others are penalties for bad credit behavior. Unfortunately, it’s impossible to get a card with no fees included. The next best thing to do is understand the different Read more
January 12, 2021
Last Updated: January 12, 2021 Note: During the coronavirus outbreak, the 3 credit bureaus allow you to get credit reports for free once a week! A credit bureau, also known as a credit reporting agency, stores, compiles, and evaluates your credit history. Credit bureaus hold information about your payment patterns, balances owed, and how you Read more
January 12, 2021
Updated: January 12, 2021 Credit card statements are usually approached with fear, denial, and confusion. Unless we have kept a tight grip on our finances, we tend to fear the balance we owe. Then comes the denial: we can’t really owe this much money, can we? As we stare at the credit card billing statement, Read more