Credit Card with No Annual Fee

Why You Should Have a Credit Card with No Annual Fee

Updated: April 7, 2021 If you’re looking for a good way to maximize credit card benefits and minimize your costs, listen up. A credit card with no annual fee is one of the best ways to meet this goal. No fee cards offer all the basic perks of credit cards without costing you an annual Read more

Easter on a Budget

Easter on a Budget: Money-Saving Ideas

Updated: March 31, 2021 Easter is nearby and we’re actively preparing for its celebration. Although it isn’t the most expensive holiday, it can still affect your family budget and lower your savings rate. There are ways to celebrate Easter on a budget and still make it special. Before we dive into these ways, let’s have Read more

Tax Scams 2021

5 Common Tax Scams 2021: How to Protect Yourself

Updated: March 29, 2021 Tax day, which is slated for May 17, is fast approaching. In addition to gathering your important documents and making an appointment to see an accountant, you’ll need to be on the lookout for tax scams. Each year scammers come up with new and innovative ways to siphon money out of Read more

Pros and Cons of Credit Cards

Full Guide to the Pros and Cons of Rewards Credit Cards

Updated: February 24, 2021 There are a lot of rewards credit cards out there. It’s all too easy to apply for a credit card that may not be right for you. If the credit card perks sound amazing, you’ll start fantasizing about all the ways you can make use of them. Yet, you may not Read more

Avoid Credit Card Fees

Common Credit Card Fees: 9 Types & Tips To Avoid Them

Updated: January 19, 2021 Your credit card issuer generates income using credit card fees. Some of them are related to the maintenance and operation of the card. Others are penalties for bad credit behavior. Unfortunately, it’s impossible to get a card with no fees included. The next best thing to do is understand the different Read more

3 Credit Bureaus

The Largest 3 Credit Bureaus: How They Work

Last Updated: January 12, 2021 Note: During the coronavirus outbreak, the 3 credit bureaus allow you to get credit reports for free once a week! A credit bureau, also known as a credit reporting agency, stores, compiles, and evaluates your credit history. Credit bureaus hold information about your payment patterns, balances owed, and how you Read more

Credit Card Billing Statement

Understanding a Credit Card Statement: a Guide

Updated: January 12, 2021 Credit card statements are usually approached with fear, denial, and confusion. Unless we have kept a tight grip on our finances, we tend to fear the balance we owe. Then comes the denial: we can’t really owe this much money, can we? As we stare at the credit card billing statement, Read more