January 19, 2021
Updated: January 19, 2021 Your credit card issuer generates income using credit card fees. Some of them are related to the maintenance and operation of the card. Others are penalties for bad credit behavior. Unfortunately, it’s impossible to get a card with no fees included. The next best thing to do is understand the different Read more
January 12, 2021
Last Updated: January 12, 2021 Note: During the coronavirus outbreak, the 3 credit bureaus allow you to get credit reports for free once a week! A credit bureau, also known as a credit reporting agency, stores, compiles, and evaluates your credit history. Credit bureaus hold information about your payment patterns, balances owed, and how you Read more
January 12, 2021
Updated: January 12, 2021 Credit card statements are usually approached with fear, denial, and confusion. Unless we have kept a tight grip on our finances, we tend to fear the balance we owe. Then comes the denial: we can’t really owe this much money, can we? As we stare at the credit card billing statement, Read more
December 1, 2020
Updated: November 19, 2020 It’s almost Christmas, which means it’s time to buy gifts for the ones you love and it’s a good idea to buy Christmas gifts on a budget. Unfortunately, many of us overspend when we shop for our loved ones. In 2019, the average American shopper accumulated $1,325 in new debt over Read more
December 1, 2020
Updated: December 1, 2020 You’ve probably heard about “credit cards with no annual fee” on the television or from ads on the internet. If you’re not sure what exactly they are, it’s okay. We’ve put together this article to help you understand these types of cards. What Is an Annual Fee? An annual fee is Read more
December 1, 2020
Updated: December 1, 2020 Rewards credit cards can provide access to some amazing benefits. The trick is to take full advantage of your credit card without the burden of unnecessary debt. If you can maximize your credit card rewards, you’ll make the money you’ve spent on purchases work harder. This, in turn, makes your rewards Read more
November 25, 2020
Updated: November 25, 2020 Does saving money while in debt seem fantastic? For the majority of people, it is. Others, who invest their time in researching credit card balance transfers, may benefit from the deal. Banks and credit card issuers use the balance transfer trick to attract new clients. There are certain pros and cons Read more
November 18, 2020
Updated: November 18, 2020 If you have a credit card or are looking to apply for one, you’ll hear the term “credit card issuers” often. Who they are, and what they do is a little less clear to most people. Many times, they are often confused with credit card networks. With all the names and Read more
November 18, 2020
Updated: November 18, 2020 No annual fee credit cards are cards with which you don’t have to pay a fee once a year to use them. There is a lot of misinformation about these cards, so we’ve compiled a list of advantages and disadvantages below. Let’s review them, and by the time we’re done, you Read more
November 18, 2020
Updated: November 18, 2020 Personal finance software tools help give you authority over your financial life, but they don’t all serve the same purpose. You may want to track expenses, stick to a budget, invest, pay your taxes, or perform other money management tasks. No matter your financial goals, you can bet there’s a software Read more